The hold-up centers on loan down payments

A recent Beverly Hills Times article points out that there have been few private mortgage-bond deals in recent years. The reason is the banks that sell mortgage-backed bonds are waiting for regulators to finish drawing up rules aimed at strengthening the market.

The hold-up centers on loan down payments. Private lenders want more leeway on down payments, so private bonds can be issued on mortgages with lower down payment requirements. Regulators have balked at the request in the past, but today it appears they are more willing to compromise.


You save taxes when you buy it. You save taxes while you own it. You save taxes when you sell it. "The mortgage interest deduction and the deduction for property taxes are, to most Americans, sacred. These deductions have been around since time immemorial and the purpose was to encourage home ownership," said Leonard W. Williams, a certified public accountant in Sunnyvale, CA.

Regulators are being pressured by lenders and consumer advocates. Both sides have cautioned against stringent down-payment requirements, arguing that restrictions would limit lending. The regulators are listening, and that’s good news, because if they listen and act on what they hear, we could see lending extended to potential borrowers who are champing at the bit to get in the market and buy a home.



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Telephone: +1 310-367-3372

Supply is also tight in the new-home market

The silver lining in this frustrating sales cloud is that low supply coupled with rising demand equals rising prices. Year over year, the median price is up a very stout 11.8%, which is on par with the boom days of 2005. (So we shouldn’t expect the current price trend to hold indefinitely).

New-home sales also appear to be going nowhere fast. That said, they are at least lurching forward. New-home sales rose 1.5% to an annual rate of 417,000 units in March. Unfortunately, the increase was still 2,000 units short of what most economists had expected.

Supply is also tight in the new-home market. The number of new homes for sale rose by 3,000 units for March, but that wasn’t enough to materially increase inventory, which remains at a low 4.4-months supply at the going sales pace.

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http://bradkeyesrealty.com/ : Brad Keyes Realty is a Full Service Los Angeles Real Estate Brokerage offering Real Estate services including Brokerage, Property Management, Distressed Property Acquisition and Sales Brad is also a California Licensed Real Estate Attorney.

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Short sales now come out the other side without damaging his debt to his home, a homeowner can be a better way. If you are a candidate for a short sale, it is important to understand how to work.

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Los Angeles has About ten million People that call it home. It boasts around seventy miles of sandy beaches, approximately 4.000 square miles of land and About another 1.000 square miles of water. Over 200 different languages ​​are spoken. This makes for a rather diverse culture and offers much variety to choose from When one is seeking a new place to live.


If you are new to the Los Angeles area, you may be in for a culture shock Regardless of what culture you Previously resided in. Los Angeles itself is comparable in size With The smallest of the United States. Much like states have them Within cities, the city of Los Angeles has a number of districts Within it. A good place to begin your search for a home is to Los Angeles on a district decides to target.

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What to Look For In a Los Angeles Real Estate Company

Each year, a large number of American homeowners decide to sell their homes. If you are one of the homeowners, have you sold your house? If not, what method of sale selection think? Many homeowners are under the misconception that selling your home without professional help return a higher profit.

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